How ShouldICalc Works

Our Philosophy

We believe most money decisions aren't as complicated as they seem. Behind every "should I?" question is usually straightforward math—you just need the right framework to see it.

ShouldICalc provides that framework: simple calculators that turn your specific situation into clear numbers, plus honest trade-off analysis that goes beyond just dollars and cents.

How Our Calculators Work

1

Enter Your Numbers

Use simple sliders and inputs to enter your actual costs, habits, and preferences. We don't ask for personal information—just the numbers relevant to your decision.

2

See the Results

Get instant calculations showing potential savings or costs. We show ranges (best case to realistic case) rather than false precision, because real life has variables.

3

Consider the Trade-offs

Every decision involves more than money. We highlight trade-offs in time, quality, convenience, and other factors that matter to your decision.

4

Make Your Decision

Armed with real numbers and honest trade-offs, you can make an informed choice that's right for your situation—not a generic recommendation.

Our Data Sources

Our calculators use average costs from publicly available sources including government data (BLS, DOE, IRS), industry reports, and consumer research. We update these figures regularly to reflect current prices.

However, prices vary by location, time, and individual circumstances. Our calculations provide estimates to help you think through decisions—they're not precise predictions. Always verify costs for your specific situation.

Why Ranges, Not Exact Numbers

You'll notice our calculators often show ranges instead of single numbers. This is intentional. Real costs vary based on countless factors: where you live, when you buy, your specific needs, and plain old luck.

Showing you a range helps you understand the realistic spectrum of outcomes rather than creating false confidence in a single "answer." The truth is usually somewhere in the middle.

What We Don't Do

  • × We don't provide financial, investment, tax, or legal advice
  • × We don't store your calculations or personal information
  • × We don't make recommendations—we help you make your own
  • × We don't guarantee specific savings or outcomes

Important Note

ShouldICalc provides general estimates based on common assumptions and publicly available data. Our calculators are educational tools to help you think through decisions—they are not financial advice. Your actual costs and savings will depend on your specific circumstances. For significant financial decisions, consider consulting with qualified professionals.

Questions?

Have questions about how we calculate something, or suggestions for new calculators? We'd love to hear from you. Visit our contact page to get in touch.