Should I |
Real-world math for real-life decisions.
Quick calculators that help you decide. Enter your numbers, see the savings, make a choice.
Find Your CalculatorCoffee at Home
vs Starbucks daily
Every Calculator
56 calculators to help you make smarter decisions. Pick one and get a real answer in seconds.
๐ Transportation
Should I buy an electric car?
Compare the true cost of EVs vs gas cars.
Should I commute or work remote?
Factor in gas, time, and wear to see the true cost.
Should I lease or buy a car?
Compare total ownership costs over time.
Should I buy used or CPO?
Is certified pre-owned worth the premium?
Should I keep my old car?
Calculate when repair costs exceed replacement.
Should I drive or fly?
Compare true costs including time value.
๐ณ Food & Groceries
Should I meal prep?
See how much you'd save preparing meals at home.
Should I make coffee at home?
Compare brewing methods to coffee shop costs.
Should I try a meal kit?
Compare meal kit costs to grocery shopping.
Should I eat out or cook?
Calculate the real cost including your time.
Should I buy organic?
Is the organic premium worth it for you?
Aldi vs regular grocery?
Calculate your savings at Aldi.
Should I bulk buy staples?
Calculate if bulk buying actually saves money.
Should I use grocery delivery?
Compare delivery fees to your time value.
๐ Home & Housing
Should I rent or buy?
Compare the long-term financial impact.
Should I install solar panels?
Calculate payback period and savings.
Should I pay for house cleaning?
Is your time worth more than cleaning costs?
Should I pay for lawn care?
DIY vs service cost comparison.
Should I hire a handyman or DIY?
When to tackle repairs yourself.
Should I refinance my mortgage?
Calculate your break-even point.
Should I upgrade appliances?
Energy savings vs replacement cost.
Should I move closer to work?
Higher rent vs commute savings.
Should I downsize my home?
Calculate the financial benefits.
Extend house or buy new?
Compare renovation vs moving costs.
HELOC or refinance?
Best way to tap your home equity.
๐ Shopping & Subscriptions
Is Costco membership worth it?
Calculate if bulk buying saves you money.
Should I buy a used or new car?
Calculate depreciation and total cost.
Should I cancel subscriptions?
Audit your recurring costs.
Should I keep Amazon Prime?
Calculate if Prime pays for itself.
Should I pay for YouTube Premium?
Ad-free value vs subscription cost.
๐ป Technology
Should I upgrade my phone?
Is the new phone worth it?
Should I upgrade my laptop?
When is a new laptop justified?
Repair or replace my device?
Calculate the smarter choice.
Should I buy refurbished?
Savings vs risks of refurbished tech.
Should I buy extended warranty?
Is the protection plan worth it?
๐๏ธ Health & Fitness
Gym or work out at home?
Compare gym costs vs home equipment.
Should I buy a Peloton?
Calculate if Peloton beats gym or classes.
Should I pay for a personal trainer?
Is personal training worth the investment?
Generic vs name brand medicine?
Compare costs and effectiveness.
๐ผ Work & Career
Should I negotiate my salary?
Calculate the lifetime cost of not asking.
Take a pay cut for remote work?
Factor in commute savings and time value.
Should I go back to school?
Calculate the ROI of more education.
Should I get a certification?
Compare cert cost to salary increase.
Side hustle or overtime?
Which extra hours pay more?
๐ก๏ธ Insurance & Financial
Should I raise my deductible?
Lower premiums vs higher risk.
Should I bundle insurance?
Is the multi-policy discount worth it?
Term or whole life insurance?
Compare the true cost and value.
Pay off debt or invest?
Which builds more wealth?
๐ Pets
โ๏ธ Travel
How It Works
Enter Your Numbers
Use simple sliders to input your actual costs and habits.
See the Math
Get instant results with ranges showing best and worst case scenarios.
Make a Decision
Review trade-offs and decide what's right for your situation.
Why Trust ShouldICalc?
No Hidden Agenda
We show you the math and let you decide. Our calculators use real data, not sales pitches.
Ranges, Not False Precision
Life is variable. We show realistic ranges rather than pretending to know exact numbers.
Honest Trade-offs
Every calculator shows money, time, and quality trade-offsโnot just the rosy picture.